Rates

Deposit Rates (effective 9/19/2014)  
 
Personal Checking AccountsRateAPY
Totally Free CheckingN/AN/A
50+ Free Interest Checking0.05%0.05%
VIP Free Interest Checking0.05%0.05%
High Interest Checking - Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge  
Balances $10.00 to $1,499.990.05%0.05%
Balances $1,500.00 or more0.05%0.05%
 
Savings AccountsRateAPY
Passbook - Daily balance of $20.00 required to avoid a $1.00 monthly service charge0.15%0.15%
Statement & IRA Statement - Daily balance of $100.00 required to avoid a $1.00 monthly service charge (does not apply to IRA)0.15%0.15%
 
Personal Money Market AccountsRateAPY
Standard - Daily balance of $2,500.00 required to avoid a $5.00 monthly service charge  
Balances $10.00 to $2,499.990.05%0.05%
Balances $2,500.00 or more0.10%0.10%
Premium & IRA Premium  
Balances $0.01 to $9,999.990.05%0.05%
Balances $10,000.00 to $24,999.990.10%0.10%
Balances $25,000.00 to $49,999.990.13%0.13%
Balances $50,000.00 to $99,999.990.15%0.15%
Balances $100,000.00 or more0.20%0.20%
 
Business AccountsRateAPY
Totally Free Business CheckingN/AN/A
Business Interest Checking - Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge0.05%0.05%
Business Money Market   
Balances $0.01 to $9,999.990.05%0.05%
Balances $10,000.00 to $24,999.990.10%0.10%
Balances $25,000.00 to $49,999.990.13%0.13%
Balances $50,000.00 to $99,999.990.15%0.15%
Balances $100,000.00 or more0.20%0.20%
 
CD's & IRA CD'sRateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
1 Year0.35%0.35%
2 Year0.70%0.70%
3 Year0.80%0.80%
4 Year0.90%0.90%
 
*Unless otherwise indicated a minimum daily balance of $10.00 is required to earn the APY. The minimum deposit to open a CD/IRA CD is $1,000.00 and $10.00 for all other accounts listed. Rates are subject to change without notice. The APY on Savings, Checking, and Money Market Accounts may change after the account is opened. Penalty for early withdrawal on all Certificates of Deposit. Individual Retirement Accounts (IRAs) are subject to limitations and/or penalities imposed by the Internal Revenue Service. Fees may reduce earnings on account. APY (Annual Percentage Yield) is what your money would earn if principal and interest remain on deposit for at least one year at the same rate. Please contact us at your convenience if you would like any additional product information or clarification.
 
Loan Rates (effective 9/19/2014)  
 
Please visit our Mortgage Center for current mortgage product rates!  
 
Home Equity Loans    more info »RateAPR*
10 Years (or less)6.125%6.125%
10 Years Up to 15 Years6.250%6.250%
15 Years Up to 20 Years6.750%6.750%
 
Home Equity Lines of Credit    more info »RateAPR*
20 Year Term4.50%4.50%
 
Rates are subject to change without notice. With our Home Equity Lines of Credit, Annual Percentage Rate (APR) will be as low as Prime minus 0.50% with automatic deduction from a Canton Cooperative account and Prime without automatic deduction. APR will never be lower than 4.50%. Prime Rate as of 6/30/10 is 3.25%. APR is variable monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the month, effective the first day of the following month. Maximum APR is 18%. These terms apply to 1-4 family owner-occupied or second homes in MA. Property insurance required. Flood insurance may be required. $350 early termination fee for closing line within 3 years. Consult tax advisor regarding deductibility of interest.
 
Car Loans    more info »RateAPR
New Models5.75%5.75%
Used Models6.50%6.50%
 
Rates are based on loan-to-value less than or equal to 80%. Certain conditions apply. Rates are subject to change without notice. PMTS/$1,000 are based on 60 months, other terms available.
Call Our Loan Department today for up-to-the-minute rates & features at 781-828-8811 ext. 4